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Technology that moves money — securely and at scale

Financial services require zero tolerance for security gaps and regulatory failure. iSpecia brings deep fintech engineering experience — building compliant, high-throughput systems for banks, payment companies, and investment platforms worldwide.

What We Build

Services for Financial Services & Fintech

Core banking modernization and microservices migration
Payment gateway integration (Stripe, Razorpay, open banking APIs)
Real-time fraud detection using machine learning
Regulatory compliance engineering (SOC2, PCI-DSS, GDPR)
Real-time trading platforms and order management systems
Featured Project

Real results, real clients

Core Banking Modernization for a Southeast Asia Neobank

Migrated a monolithic legacy banking system to a cloud-native microservices architecture on AWS. Reduced transaction processing time from 8 seconds to under 200ms. Achieved PCI-DSS Level 1 compliance within 6 months.

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FAQ

Common questions about Financial Services & Fintech development

Does iSpecia have experience with PCI-DSS compliance?

Yes. We have built PCI-DSS Level 1 compliant payment systems. Our engineers follow secure coding standards, implement encryption at rest and in transit, and support penetration testing and audit processes required for compliance.

Can you integrate with open banking APIs?

Yes. We have integrated with Plaid, Truelayer, Stripe Connect, Razorpay, and custom open banking APIs in the UK and EU. We build secure, rate-limited, monitored API layers for financial data.

How do you ensure financial data security?

We implement end-to-end encryption, zero-trust network architecture, role-based access controls, comprehensive audit logging, and regular third-party security audits. All engineers handling financial systems undergo additional security training.

Do you build fraud detection systems?

Yes. We build real-time fraud detection using machine learning models trained on transaction patterns. We integrate with third-party fraud APIs (Sift, Stripe Radar) and build custom rule engines for high-precision fraud prevention.

Get Started

Ready to build your financial product?

Share your requirements and we'll respond within 24 hours with a proposal tailored to your industry and goals.